SumWise Insurance & Financial Services, LLC Blog
SumWise Insurance & Financial Services, LLC Blog
An annuity is a simple and relatively safe way to create a retirement savings fund. Annuities come in a wide variety of types, and fixed annuities are among the most popular for their simplicity. A fixed annuity requires a one-time premium payment, which is a large lump sum and is locked in at an interest rate determined at the time of payment. The annuity can then provide retirement income from the interest earned at a later date.
I just want to wish you a very blessed Easter holiday. I hope that you have time to draw close to family and friends and to reflect on the rich symbolism of this special time of year. Easter means many things to many people. To Christians the day celebrates the resurrection of Jesus Christ and promises hope of a new life for believers.
Some historians place the holiday long before the birth of Christ and claim that the early church merely preempted an ancient pagan holiday that welcomed the new birth of spring and honored the goddess of the moon. Go figure.
To many children, Easter is the season of the Easter bunny and egg hunts. Whatever view you take, you can’t escape the fact that Easter represents new beginnings and fresh starts. I hope that this Easter you are filled with the hope of a new day and the promise of a new life.
And what would Easter be without glazed ham? Here is my favorite recipe. I hope you enjoy it!
Planning for your family’s financial security for the time you are no longer around to provide for them is not always a pleasant task. Making sure you have a will that outlines your wishes and divides your assets is important in protecting your family, loved ones, and other individuals and organizations who rely on your finances. Life insurance is also an important part of estate planning. So what should you consider in protecting your family’s financial security and in ensuring that your estate is settled exactly as you wish?
Essentially, there are three areas to consider in preparing your estate: life insurance, advance directives, and a will. Each of these covers important and essential areas of estate planning and will ensure that your wishes are met and your family is taken care of.
With Valentine’s Day just ahead I wanted to send you a friendly reminder! Whether it’s a mother, father, wife, husband, girlfriend, boyfriend, or simply a very dear friend, this is a great opportunity to make those special people in your life FEEL SPECIAL.
Remember, Valentine’s Day isn’t about how much you can spend. There are better ways to express your love and affection. When it comes to Valentine’s Day, PRESENTATION is way more important than COST. Try hand-written notes, surprise emails, a telephone call in the middle of the day, a shoulder massage, a foot rub…simple things can work magic when you present them with flair!
If you’re like me, Valentine’s Day is great excuse to make something sweet! I’m passing along a recipe that is virtually foolproof. Even if you have never baked anything before, you can wow your sweetheart with this special dessert.
As December draws to a close, many of us are hastily composing New Year’s Resolutions. I know I make them every year. Mine used to be the same old clichés: Go to the gym every day, cut back on calories…
And there’s nothing wrong with these old resolutions. Many of us could stand to exercise more often or get rid of some bad habits. But there’s more to life than a drive for physical improvement.
That’s why I’ve recently begun putting a new twist on my resolutions. I’ve found carrying out these new resolutions so much more fulfilling that I thought it might be worth sharing some of them with others. Here are a few of my personal favorites:
These resolutions won’t cost you a thing, might take less effort than the usual ones, and will almost certainly leave you and those around you feeling happier!
May this next year, be the best yet, for you and your family!
That wonderful Season of Christmas is upon us once again! Doesn’t it seem like we just put away the dishes from Thanksgiving? Maybe you’re already busy with the preparations…pulling out old family recipes, getting the decorations from the attic, or making that all-important list and checking it twice, so I won’t keep you. I just wanted to be among the first to wish you and your family the happiest of Holiday Greetings.
I’ve included two of my family’s favorite recipes for your holiday enjoyment. One is irresistibly delicious; the other brings the delightful scents of the season into your home. I hope they’ll become your favorites, too!
By: Rhonda L. Sumlin,MBA
If you have just purchased a new car you have probably already obtained car insurance, but is your current coverage enough? New cars are a considerable financial investment, and in most cases your car insurance will not cover the full replacement cost of your vehicle should you be involved in an auto accident. Gap Insurance can make the difference in ensuring that your car is protected and will be replaced if involved in an accident, but is it right for you? Here are some facts about Gap Insurance and whether it is an option that you should be considering.
With Thanksgiving drawing near I am reminded how very blessed I am. I enjoy family, friends, my church, my web-business, and the many warm relationships I have formed through this business. I hope you’ll take a moment and reflect on the blessings in your own life. You and I are very rich, my friend, and I’m not talking about money!
If you have recently been in an auto accident you are likely already dealing with considerable stress, but worrying about whether your car insurance rates will increase as a result shouldn’t be your priority when making a claim. Here are some facts about how accidents affect car insurance rates and what you can do to minimize the effect of potential rate increases should this ever happen to you. After all, car insurance is meant to keep us protected in case of an accident, and finding the right plan will ensure that.
Welcome to our new insurance agency blog!
This is our very first post. We're not quite sure what we're going to write about here, but the plan is to create helpful content for customers and prospective clients about information that is relevant to you.
We hope you'll come to view this as a top resource for keeping your family and your finances safe.
Here are a few of the topics we may be writing about: